We are AML Assessment Limited a company registered in England and Wales. Our company registration number is 09949904 and our registered office is at 20-22 Wenlock Road, London, N1 7GU. Our registered VAT number is GB 234857682.
 
This page, together with the information contained in our Privacy Policy and Conditions of Website and App Use ("Terms and Conditions”) set out the legal terms that apply when you download the AML Assessment app (the "App”), and the legal terms that apply when you place an order for, and/or subscribe to use, our services and/or digital content (the "Services”), that we will provide through the App and/or www.amlassessment.com website (the "Website”).
 
PLEASE NOTE THE FOLLOWING:
 
You should read these Terms and Conditions before subscribing to any Services we provide. We bring your attention to following in particular:
  • The Services are intended to be used as a guidance tool to supplement your existing anti-money laundering systems and controls, but should not be considered sufficient, in and of itself, to ensure compliance with your overarching anti-money laundering obligations. We shall have no liability in the event that you fail to comply with your anti-money laundering obligations under the applicable law from time to time, as set out in clause 13.3 of these Terms and Conditions.
  • If you operate in the financial sector you are likely required to have appropriate and proportionate systems and controls in place to mitigate the furtherance of financial crime. We recommend that you seek independent advice in this respect.
  • We have developed the Services, and supply the Services to you, in order to assist you in taking a risk based approach to anti-money laundering.
  • The Services we provide have been developed to help users comply with applicable anti-money laundering legislation, directives and industry guidance, and are intended to help you act in the spirit of the 4th Anti-Money Laundering Directive (EU) No. 2015/849.
  • Once a contract for the provision of Services is formed in accordance with this agreement, it may not be assigned, licensed or otherwise transferred to any other party without our express written permission.
WE SUPPLY THE SERVICES TO BUSINESSES CUSTOMERS ONLY. BY PLACING AN ORDER FOR, AND/OR SUBSCRIBING TO, THE SERVICES THROUGH THE APP OR WEBSITE, YOU WARRANT THAT YOU ARE ACTING FOR PURPOSES RELATING TO YOUR TRADE, BUSINESS, CRAFT OR PROFESSION.
 
 

Our Terms

  1. Understanding These Terms and Conditions

    1. When certain words and phrases are used in these Terms and Conditions, they have specific meanings (these are known as ‘defined terms’). You can identify these defined terms because they start with capital letters (even if they are not at the start of a sentence). Where a defined term is used, it has the meaning given to it in the section of the Terms and Conditions where it was defined (you can find these meanings by looking at the sentence where the defined term is included in brackets and speech marks).
    2. When we refer to ‘we’, ‘us’ or ‘our’, we mean AML Assessment Limited. Where we refer to ‘you’ or ‘your’ we mean you, the person using the Services.
    3. We have used headings to help you understand these Terms and Conditions and to easily locate information. These Terms and Conditions are only available in the English language. We will not file copies of the contracts between us and you relating to our supply of the Services in respect of the sale of products. Furthermore, please note that we may amend these Terms and Conditions from time to time so please check the relevant section of the App and/or Website regularly and each time you place an order for, and/or subscribe to, and/or renew a subscription for, our Services (to ensure you understand the legal terms which apply at that time).
    4. These terms constitute the entire agreement between us in relation to your subscription to the Services. You acknowledge that you have not relied on any statement, promise, representation, assurance or warranty made or given by or on behalf of us which is not set out in these terms and that you shall have no claim for innocent or negligent misrepresentation or negligent misstatement based on any statement in this agreement.
  2. Information About Us and How to Contact Us

    1. Who we are. We provide the Services to you through the App and/or the Website (which we manage and run). Further details of the Services are set out below in clause 3.
    2. We are CPD Standards Office accredited. Our CPD Standards Office Provider ID is 50068.
    3. How to contact us. You can contact us by telephoning our customer service team at +44 (0)20 3861 8849 or by writing to us at enquiries@amlassessment.com.
    4. How we may contact you. If we have to contact you we will do so by telephone or by writing to you at the email address or postal address you provided to us in your request for subscription.
  3. Our Services

    1. We will provide access to the Website to you free of charge, but you are responsible for making all arrangements necessary to have access to the internet so that you can access the Website.
    2. There is a cost associated with using the App, which is set out at clause 4 below. You are responsible for making all arrangements necessary to have access to the internet so that you can access the App.
    3. The Services provided through our App and/or Website include the provision of online anti-money laundering training via enabling online access to presentations, courses and CPD approved content, as well as the provision of written anti-money laundering policies and procedures for use by you in respect of your business.
    4. The Services we provide through the App can also include us assisting you in conducting relevant anti-money laundering checks for when you engage a new client.
    5. The Services are provided as a subscription service, further details of which are set out at clause 4 below.
    6. Promotional and descriptive imaging and wording shown on the App and/or Website which purport to show content to be provided under the Services (such as presentations, training materials etc.) are shown for illustrative purposes only. Although we have made every effort to provide similar content to you under the Services, we cannot guarantee that the content will be exactly the same.
  4. Registration and Payment for the App

    1. You must provide us with your company name and registered company number, in addition to other relevant information we may ask you, when registering to use the App.
    2. There will be no charge for the download and installation of the App on your computer and/or mobile device ("Device”). However, you must pay a fee to us in order to maintain access to the App and use of its functions following expiry of the 14 day trial period which begins on the day that you first registered to use the App ("App Fee”).
    3. Each registered user shall pay an App Fee of £60 + VAT per month, or alternatively, £650 + VAT per year in order to use, and access the functions of, the App. Your ability to access the App and the functions of the App shall terminate if not renewed:
      1. at the end of each month following payment of the applicable App Fee, if the App Fee is paid monthly; or
      2. at the end of 12 months following payment of the applicable App Fee, if the App Fee is paid annually.
    4. The relevant App Fee, and the date that any subsequent App Fee will be payable by you, will be agreed and summarised prior to the end of the order process.
    5. We will provide you with written notice via email that your access to the App is due to expire and the App Fee is payable:
      1. at least one (1) week prior to the App Fee being payable, if paid monthly; or
      2. at least one (1) month prior to the App Fee being payable, if paid annually.
    6. Provisions of the Services shall be subject to you paying the applicable App Fee prior to the relevant expiry date. If the App Fee is not paid by you prior to the relevant expiry date, we will have no liability to you in respect of us not being able to provide the Services to you. You must pay the App Fee at the relevant time in order to allow us to provide the Services to you.
  5. Payment and Subscription for the Services

    1. The Services are provided either on the basis of a one-off payment for the Services (payable in advance), or on the basis of one of the following subscriptions, as agreed and summarised prior to the end of the order process:
      1. Trial subscription. A subscription for the Services at no charge. The trial subscription shall continue for a 14 day period from the date of registration and shall expire automatically at the end of the 14 day period.
      2. One month subscription. A subscription for the Services which shall continue for a one (1) month period from the date of payment. The subscription will automatically expire one (1) month from the date of payment, unless renewed by you prior to the date of expiry.
      3. One month rolling subscription. A subscription for the Services which shall continue for a one (1) month rolling period from the date of payment. On expiry of each one (1) month period, the subscription will automatically renew for a further one (1) month period until the subscription is terminated. We shall take payment for the renewal, unless you cancel the subscription for the Services prior to the subscription expiring. The subscription may be terminated in accordance with clause 10.1.
      4. Annual subscription. A subscription for the Services which shall continue for a 12 month period from the date of payment. The subscription will automatically expire at the end of the 12 month period, unless the subscription is renewed prior to the date of expiry.
    2. By completing the order process within the App and/or Website and clicking the respective order button on the checkout page, you are offering to order and/or subscribe to the Services. Your order and/or subscription to the Services will be subject to these Terms and Conditions.
    3. How to renew a subscription. Any subscription which is not an automatic one (1) month rolling subscription shall expire automatically. A subscription for the Services can be renewed by placing a new order for the Services in accordance with clause 5.2.
    4. How to allow a rolling subscription to expire. The one (1) month rolling subscription for the Services set out in clause 5.1(c) will automatically renew unless cancelled prior to the renewal date of the subscription. We will provide you with written notice via email that the subscription for Services is due to renew, at least one (1) week prior to the subscription renewing. If you no longer wish to subscribe to the Services, you must notify us by using the CANCEL button within the App prior to the renewal date.
    5. Payment for subscribing to the Services shall be payable in full in advance. We accept payment from all major credit card providers. Once we have verified your payment details, and we have accepted and approved your order, we will email you to inform you of this, at which point a contract will come into existence between you and us.
  6. Our Contract With You

    1. Subscription Type. The subscription type (as set out in clause 5.1) for which your order is made shall be agreed and clearly summarised prior to the end of the order process.
    2. Scope of Services. The exact scope of the Services ordered and/or subscribed to shall be agreed and clearly summarised prior to the end of the order process, and can include the one-off supply of digital content, a subscription for the supply of digital content, the one-off supply, or a subscription for, online anti-money laundering training, presentations and CPD approved training, and the service of us conducting relevant anti-money laundering checks on individuals at your request.
    3. If we cannot accept your order. If we are unable to accept your order for Services, we will inform you of this in writing and will not charge you for the Services ordered. This might be because the Services ordered are no longer offered for sale, because of unexpected limits on our resources which we could not reasonably plan for, because we have identified an error in the price, description or terms of the Services or because we are unable to meet a delivery deadline you have specified.
    4. Your order number. We will assign an order number to your order and tell you what it is when we accept your order. It will help us if you can tell us the order number whenever you contact us about your order.
    5. We only provide our Services to businesses based in the EU. Our website is solely for the promotion of our Services in the UK. Unfortunately, we do not accept orders from businesses registered outside the EU.
  7. Your Rights to Make Changes

    If you wish to make a change to the Services you have ordered and/or subscribed to please contact us. We will let you know if the change is possible. If it is possible we will let you know about any changes to the price of the subscription for Services, the date at which the change to the Services will take effect and anything else which would be necessary as a result of your requested change, and ask you to confirm whether you wish to go ahead with the change.

  8. Our Rights to Make Changes

    1. Minor changes to the Services. We may change the Services:
      1. to reflect changes in relevant laws and regulatory requirements; and
      2. to implement minor technical adjustments and improvements, for example to address a security threat. These changes are unlikely to affect your use of the Services but, if they are, we will endeavour to contact you in writing prior to such changes taking effect.
    2. More significant changes to the Services and these terms. In addition, we may make more significant changes to these terms and/or the Services, but if we do so we will notify you in writing in advance. If you do not object to the change within a period of six (6) weeks, the change will be deemed to be accepted. If you do not wish to accept the changes, we may prevent you from accessing your account and provide you with a refund for the rest of the respective term of the Services.
    3. Updates to digital content. We may update digital content, provided that the digital content shall always match the description of it that we provided to you before you bought it.
  9. Providing the Services

    1. When we will provide the Services:
      1. If the Services include a purchase of digital and/or other content. We will make the content available for download by you as soon as we accept your order, where possible. However, if the order is for written policies and/or procedures, we will endeavour to make the content available to you within [five Business Days] of us accepting your order.
      2. If the Services include a subscription to receive digital and/or other content. We will make the content available for download by you as soon as we accept your order, and until the subscription expires or you end the contract as described in clause 10 or we end the contract by written notice to you as described in clause 11. If the order is for written policies and/or procedures, we will endeavour to make the content available to you within [five Business Days] of us accepting your order.
      3. If the Services include the service of us conducting relevant anti-money laundering checks on individuals. We will endeavour to complete the relevant checks, and provide a summary of those checks along with our recommended risk rating in respect of each person for whom a request is made, within three Business Days of us accepting your order.
    2. What will happen if you do not give required information to us. We may need certain information from you so that we can supply the Services to you, for example, your company name and email address, or, in order for us to conduct relevant anti-money laundering checks on individuals at your request we will need to know the subject’s individual’s name, date of birth, residential address, nationality and passport or similar government issued photo-card. The response periods referenced in clause 9.1 above will not begin until we receive all information required from you. We will contact you in writing to ask for additional information we may require. If you do not give us this information within a reasonable time of us asking for it, or if you give us incomplete or incorrect information, we may either end the contract or make an additional charge of a reasonable sum to compensate us for any extra work that is required as a result. We will not be responsible for delays in supplying the Services which are caused by you not providing us with the information we need.
    3. We are not responsible for delays outside our control. If our supply of the Services is delayed by any event outside our control then we will contact you as soon as possible to let you know and we will take steps to minimise the effect of the delay. Provided we do this we will not be liable for delays caused by the event, but if there is a risk of substantial delay you may contact us to end the contract and receive a refund for any Services you have paid for but not received.
    4. Reasons we may suspend the provision of Services to you. We may have to suspend the provision of Services to you if:
      1. we wish to deal with technical problems or make minor technical changes to the Website and/or the App;
      2. we wish to update any content provided under the Services to reflect changes in relevant laws and regulatory requirements; and
      3. changes to the Services are requested by you or notified by us to you (see clauses 7 and 8).
    5. Your rights if we suspend the provision of Services. We will contact you in advance to tell you we will be suspending the provision of Services, unless the problem is urgent or an emergency. If we have to suspend the Services for longer than [one (1) week] in any [two (2) month] period we will adjust the price so that you do not pay for the Services while they are suspended. You may contact us to end the contract for the Services if we suspend them, or tell you we are going to suspend them, in each case for a period of more than [one (1) month] and we will refund any sums you have paid in advance for the Services in respect of the period after you end the contract.
  10. Your Rights to End the Contract

    1. Ending a one (1) month rolling subscription. This subscription for Services may be ended in accordance with clause 5.4.
    2. You may also end the contract because of something we have done or are going to do. If you are ending a contract for a reason set out at (a) to (e) below the contract will end immediately and we will refund you in full for any Services which have not been provided and you may also be entitled to compensation. The reasons are:
      1. we have told you about an upcoming change to the Services or these terms which you do not agree to (see clause 8.2);
      2. we have told you about an error in the price or description of the Services you have ordered and you do not wish to proceed;
      3. there is a risk that supply of the Services may be significantly delayed because of events outside our control;
      4. we have suspended supply of the Services for technical reasons, or notify you we are going to suspend them for technical reasons, in each case for a period of more than one (1) month; or
      5. you have a legal right to end the contract because of something we have done wrong.
    3. Ending the contract where we are not at fault. Even if we are not at fault, you can in some cases still terminate a subscription for the Services before the subscription has finished but, to the extent permitted under UK law, we will not have to refund any payment for the Services to you.
    4. If you wish to terminate a subscription for Services, you may do so by using the CANCEL button with the App and/or Website, or sending an email to our customer service team at enquiries@amlassessment.com. Please provide your name, home address, details of the order and, where available, your phone number and email address.
  11. Our Right to End the Contract

    We may end the contract if you break it. We may end the contract for a subscription for the Services, regardless of the scope of the Services, at any time by writing to you if:

    1. we do not received payment when it is due;
    2. you do not, within a reasonable time of us asking for it, provide us with information that is necessary for us to the provide the Services to you, for example, that information set out at clause 9.2; or
    3. you materially breach any of the terms of the Terms and Conditions, which includes any material breaches of the Website and App Terms and Conditions, and any material breaches of the Privacy Policy.
  12. If There Is a Problem with the Services

    How to tell us about problems. If you have any questions or complaints about the product, please contact us. You can write to us at enquiries@amlassessment.com.

  13. Limitation of Liability

    1. Nothing in these terms shall limit or exclude our liability for:
      1. death or personal injury caused by our negligence, or the negligence of our employees, agents or subcontractors (as applicable);
      2. fraud or fraudulent misrepresentation;
      3. breach of the terms implied by section 12 of the Sale of Goods Act 1979 or section 2 of the Supply of Goods and Services Act 1982;
      4. defective products under the Consumer Protection Act 1987; or
      5. any matter in respect of which it would be unlawful for us to exclude or restrict liability.
    2. All terms implied by sections 13 to 15 of the Sale of Goods Act 1979 and sections 3 to 5 of the Supply of Goods and Services Act 1982 are excluded.
    3. Subject to clause 13.1 we shall not be liable to you, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, for:
      1. you failing to comply with your anti-money laundering obligations under the applicable law from time to time;
      2. any loss of profit, business, sales or revenue;
      3. loss of business opportunity;
      4. loss or corruption of information, data or software;
      5. loss of anticipated savings; or
      6. any indirect or consequential loss arising under or in connection with any contract between us;.
    4. Our total liability to you for all other losses arising under or in connection with any contract between us, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall be limited to the price of the subscription for Services to which the contract relates.
  14. Other Important Terms

    1. We may transfer this agreement to someone else. We may transfer our rights and obligations under these terms to another organisation but such a transfer will not affect your rights and our obligations under these Terms and Conditions.
    2. You need our consent to transfer your rights to someone else (except that you can always transfer our guarantee). You may only transfer your rights or your obligations under these terms to another person if we agree to this in writing.
    3. Nobody else has any rights under this contract. This contract is between you and us. No other person shall have any rights to enforce any of its terms.
    4. If a court finds part of this contract illegal, the rest will continue in force. Each of the paragraphs of these terms operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.
    5. Even if we delay in enforcing this contract, we can still enforce it later. If we do not insist immediately that you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking this contract, that will not mean that you do not have to do those things and it will not prevent us taking steps against you at a later date.
    6. Which laws apply to this contract and where you may bring legal proceedings. Any dispute or claim arising out of or in connection with a contract between us or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales and the courts of England and Wales shall have exclusive jurisdiction to settle any such dispute or claim.